Every trucking company must have an insurance policy in place that replaces workers income in case of injury on the job. There is government run insurance commonly referred to as Worker’s Compensation. National Truck League created an alternative product for Canadian trucking companies to help save on fixed expenses, offer more coverage and create a more personal service experience. Our policy covers your fleet 24/7 while employees are on or off the job. Whether you are looking for more coverage, better pricing or a better service experience for your fleet’s insurance plan, National Truck League’s Truckers disability policy is the right fit for your business.
Protect Your Commercial Policy – 1st Payor:
Unlike many of our competitor’s, National Truck League underwrites commercial insurance which allows us to fully understand the transportation industry and provide unique benefits. Our policies are first payor on accident benefit claims and will not subrogate against your commercial insurance. This prevents claims going on your commercial policy, allowing your rates to stay low with confidence in your renewals.
Preferred Pricing Program for Owner-Operators
Implementing our program ensures your Owner-Operators receive preferred pricing, often more than 50% less than premiums for individual policies and does not affect their self-employed status.
In House Claims:
National Truck League has been providing in house claims services to our clients for over 25 years. Our dedicated team ensures your claims are processed quickly and efficiently without third party intervention.
Highlights of this Policy:
Weekly Benefit – If you become disabled due to an accidental injury and you’re unable to work, this policy will provide you with weekly income until you are healthy again.
On or Off the Job Coverage – Whether you are injured while getting out of your truck or you are at home doing a household chore, our coverage is 24/7 on or off the job.
AD&D– Accident death and dismemberment coverage is included with this policy.
Permanent & Total Disability Lump Sum – if you become permanently or totally disabled, we will pay you a lump sum amount.
Critical Illness – Payment in the event of you being diagnosed with cancer (life threatening), coma, heart attack, kidney failure, severe burns and stroke.
1st Payor – Protect your commercial insurance policy from high claim amounts by having our policy pay coverage prior to your commercial policy.
Coverage Options:
| Weekly Benefits |
From $400 to $1,000 per week |
| Accidental Death & Dismemberment |
From $100,000 to $500,000 |
| Permanent & Total Disability |
From $100,000 to $500,000 |
| Accident Medical |
$110,000 |
| Critical Illness |
$5,000 |
| Soft Tissue Benefits |
30, 60, 75 or 90 days |
Optional coverage for weekly benefits to age 70 and sickness coverage are available:
WEEKLY BENEFITS TO AGE 70 – OPTIONAL
What if you suffer a long-term disability slipping off your truck just once? This policy offers optional coverage that provides you with weekly benefits until age 70.
SICKNESS COVERAGE – OPTIONAL
What if you suffer a disability due to sickness? Receiving income after an event like that gives great peace of mind. Our policy offers optional coverage that provides you weekly benefits for disability due to sickness.
LONG TERM PROTECTION – OPTIONAL
Do you want access to sickness coverage and life insurance without medical underwriting? We offer optional coverage that provides long term protection for disability as well as life insurance.
COVERAGE FOR THOSE AGE 70-75
If you are age 70-75 NTL offers disability insurance to cover you for on-the-job injuries.
Let National Truck League’s team of experts get your business to fleet status to give you the freedom of approving your own drivers allowing your business to grow with safety top of mind.
Testimonial:
“The operations supervisors have heard from our brokers that they are very pleased with the National Truck League program. They feel the claims are handled much better and are easier to process than claims handled by WSIB. And they are happy that it is much less expensive.”
- Nasreen S.